In seeking to limit the amount of coverage in this auto accident case, the insurer relied on a policy limitation/exclusion that was seemingly unambiguous. The…
Category: NJ – Consumer Fraud Act
“Where breach of the implied covenant of good faith and fair dealing claims lack a distinct factual predicate, courts may dismiss them at the motion…
In this property damage insurance coverage case, the insured brought claims for breach of contract, breach of the implied covenant of good faith and fair…
This case involves a fire damage claim to plaintiffs’ home. This was the seventh fire in plaintiffs’ home. The carrier denied coverage based on various…
The carrier denied long-term health benefits to the insured, based on its investigation that revealed two facts indicating the insured was not as incapacitated as…
The insured suffered property damage. Under the policy, the insurer would initially pay actual cash value for the loss, and would subsequently pay replacement value…
This case involves a water loss coverage dispute. The factual issue is whether the cause of loss was from a specific event or a leak…
The insureds wanted coverage for a fire loss. The carrier’s investigator concluded the fire was set intentionally, but the insureds offered the fire marshal’s conclusion…
The insured had an ongoing relationship with its carrier, obtaining multiple commercial general liability policies over the years. The insured alleges that the carrier used…
This New Jersey District Court decision reiterates that New Jersey’s Consumer Fraud Act “is not implicated by the payment of insurance benefits.” Denying insurance benefits…