In seeking to limit the amount of coverage in this auto accident case, the insurer relied on a policy limitation/exclusion that was seemingly unambiguous. The…
Category: NJ – Coverage Issues
This case addresses the reasonableness of an insurer’s investigation, the timing of what facts are relevant to evaluating coverage denial in the bad faith context,…
This case involves a putative class action for Covid-19 business interruption loss coverage. Plaintiff sued for breach of contract after coverage was denied, and later…
The insured purchased watercraft insurance on a boat. During the application process, the insured represented his boat was solely used for pleasure purposes, and was…
This Philadelphia Federal Court decision addressed breach of contract and bad faith claims under New Jersey law. The parties had agreed that this property damage…
“Where breach of the implied covenant of good faith and fair dealing claims lack a distinct factual predicate, courts may dismiss them at the motion…
After finding no coverage due, New Jersey Federal Judge Martini made quick work of the insured’s bad faith claim: “Finally, Plaintiffs’ claim for bad faith…
This post summarizes two bad faith opinions issued by New Jersey District Judge Hillman in September. CASE 1 – FIRST PARTY PROPERTY BAD FAITH CLAIM…
Today’s post addresses two recent cases where New Jersey federal judges held Covid-19 business loss claims barred by insurance policy virus exclusions. Case 1 (Judge…
The carrier sought to void a life insurance policy on the basis of material misrepresentation. The beneficiary brought counterclaims for breach of contract and bad…